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Terms of Service

Last updated: December 29, 2025

⚠️ CRITICAL DISCLAIMER: This website provides educational and informational content only. NOTHING on this site constitutes financial, investment, legal, or professional advice. Do not rely on any content for making financial decisions without consulting licensed professionals.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Service. If you do not agree, do not use this website.

2. Educational Purpose Only

All content on this website is provided for educational and informational purposes only. This includes but is not limited to:

  • Market analysis and commentary
  • Trading strategies and techniques
  • Investment concepts and theories
  • Financial data and statistics

3. Not Financial Advice

IMPORTANT: Content on this site is NOT:

  • Financial, investment, or tax advice
  • A recommendation to buy, sell, or hold any security
  • A solicitation or offer of any financial product
  • Professional financial planning or advisory services

4. No Warranties or Guarantees

We make NO warranties, express or implied, regarding:

  • Accuracy, completeness, or reliability of content
  • Results or outcomes from using information provided
  • Fitness for any particular purpose
  • Non-infringement of third-party rights

All content is provided "AS IS" and "AS AVAILABLE" without any warranty of any kind.

5. Investment Risks

Risk Warning: Investing and trading involve substantial risk of loss. You should:

  • Only invest money you can afford to lose
  • Understand that past performance does NOT indicate future results
  • Conduct independent research and due diligence
  • Consult with licensed financial advisors before making decisions
  • Be aware that all investments can lose value

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We are NOT liable for any direct, indirect, incidental, consequential, or punitive damages
  • We are NOT responsible for any financial losses resulting from use of this website
  • We are NOT liable for decisions made based on website content
  • We are NOT responsible for errors, omissions, or inaccuracies in content
  • Our liability, if any, shall not exceed $100 USD

7. Indemnification

You agree to indemnify, defend, and hold harmless the website owner, contributors, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of this website or violation of these terms.

8. Third-Party Links

This website may contain links to third-party websites. We are not responsible for content, accuracy, or practices of external sites. Use them at your own risk.

9. Intellectual Property

All content is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit written permission.

10. User Conduct

You agree NOT to:

  • Use this website for any unlawful purpose
  • Attempt to gain unauthorized access to systems
  • Interfere with website operations or security
  • Scrape or harvest data without permission

11. Geographic Restrictions

Content may not be appropriate or available for use in all jurisdictions. Users are responsible for compliance with local laws and regulations.

12. No Professional Relationship

Use of this website does NOT create any advisory, fiduciary, or professional relationship between you and the website owner.

13. Modifications

We reserve the right to modify, suspend, or discontinue any aspect of this website at any time without notice or liability.

14. Changes to Terms

These terms may be updated at any time. Continued use of the website after changes constitutes acceptance of modified terms.

15. Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Governing Law

These terms are governed by applicable laws. Any disputes shall be resolved through binding arbitration or in courts of competent jurisdiction.

17. Contact Information

For questions about these terms, contact: naga.cheruvu@outlook.com

⚠️ FINAL WARNING: By using this website, you acknowledge that you have read, understood, and agree to these Terms of Service. You understand that all content is for educational purposes only and that you are solely responsible for your own financial decisions. You will not hold the website owner liable for any losses or damages resulting from your use of this site.

© 2025 Naga Venkata V Cheruvu. All rights reserved.

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